TERMS AND CONDITIONS

Illusions of Wealth is an economic research firm which publishes their research analysis for clients.

Illusions of Wealth is a information publishers (not investment advisors or registered securities broker/ dealers), and when individuals or organizations receive or use that information, whether with or without payment, they are subscribers (“Subscriber” or “you”).

The information we publish is based on our opinions plus statistical and financial data and independent research. Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as recommendations that are tailored to your individual circumstances.

The views expressed in Illusions of Wealth are the authors’ own opinions.

Active trading in securities (including, without limitation, stocks, options, warrants, exchange-traded funds, mutual funds, precious metals, commodities and bonds) is considered speculative and involves risk of loss and volatility. Although we make every effort to provide guidance with the aim of protecting your principal, you can lose money. Therefore our information is generally not for all of your funds. If your goal for a certain portion of your funds is strictly capital preservation with virtually no chance of loss, we believe you should save those funds in conservative investments such as short-term US Treasury securities or equivalent. For more on prudent investing, see also the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org. Any money you allocate to speculative investments should be strictly the money you can afford to risk without jeopardizing your daily life, and without negatively impacting your plans for education, retirement, or long-term care.

The information we publish is derived from primary and secondary sources, including the U.S. government agencies, stock exchanges, as well as the financial institutions or publicly traded companies we cover. We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot guarantee that the information is always accurate or complete. Nor do we guarantee the success of any investment decision you may make, using our data, information, or recommendations, or trading rules.

Doug Eberhardt

Doug Eberhardt is a 30+ year financial markets veteran who has written two books on investing, Buy Gold and Silver Safely (2010) and Illusions of Wealth (2016). Doug provides his unique perspective on the markets 5 days a week and provides research on over 46 leveraged ETFs where investors can follow trends to profits in up or down markets.

Doug Eberhardts Personal Trading Accounts

With some of his own funds, Doug Eberhardt has accounts with various brokerages and will sometimes trade the research along with subscribers. In order avoid any questions of conflicts, after issuing a recommendation, Doug Eberhardt always seeks to give subscribers the time and ability to enter their orders before he enters orders for his own account. The 46 ETFs and any other researched ETFs are all chosen to accommodate multiple entries at the same time because of the large amount of volume traded each day. There all no low volume trades given and no front running of high volume ETFs is possible. All research recommendations will be published after the close of New York trading each day in the nightly report.

In addition to receiving any alerts via email, subscribers can view the nightly report and any past reports on the subscriber-only website.

Any trades that are made by subscribers will result in different results for each subscriber. Some may want to lock in profit sooner than research says to and some may want to keep stops tighter than research and trading rules suggest.

Use of Testimonials

The performance experienced by a subscriber as described in sales pages are not necessarily reflective of what you should expect to experience. Although we accept testimonials in good faith, we do not independently examine the business records or the specific investment results sometimes referred to by users in their testimonials. These results may not be typical, and your performance, if any, will vary depending upon Individual Performance Factors. There is also risk you will not make any money at all or could even lose money.

In the event that users do not provide us with a usable photograph or recordings of themselves, their testimonial text may be illustrated by photographs or recordings of others. However, the text of their testimonials are always reflected accurately, despite occasional editing for clarity or brevity. No one has been paid to share their stories.

Automatic Renewal

Your subscription will continue for the initial term of the subscription (the “Initial Term”). Then, unless you request otherwise, we will use the following subscription renewal procedure: (1) We will notify you ahead of time that your subscription will be renewed, giving you the opportunity to cancel. (2) If you do not cancel, prior to expiration of your Initial Term, we will a charge your credit card on file at the same discounted rate as your original subscription for a term equal to the Initial Term if annual or monthly. (3) If you neglect to cancel, you can still cancel later, receiving a pro-rated refund on the unused portion of your subscription. (4) If you decide to subscribe again in the future, you may not be entitled to the discounted rate of your earlier subscription.

Cancellation/Termination

You may discontinue automatic renewal or cancel your subscription at any time by notifying our Customer Service Department. You will receive a pro-rated refund on the unused portion of your subscription. You can contact our Customer Service Department by telephone at (800-686-4704) Monday through Friday between the hours of 9 a.m. and 3:00 p.m. PST. We will promptly confirm your cancellation via email, and your cancellation will take effect as soon as that email is transmitted. The terms of any refunds of fees for Paid Services are provided along with the offers for each product. It is your responsibility to read and understand the terms of the offer. If you have questions, please call our Customer Service Department at (800-686-4704) or email them through our Contact Us web page. If you wish to change any of your delivery preferences you may visit our preference page. On that page you will have the opportunity to selectivity opt in or opt out to a variety of communications and services.

Limitations on Illusions of Wealth’s Liability

Illusions of Wealth’s liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received you have paid Illusions of Wealth for subscriptions. Illusions of Wealth will not be liable for consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of, or reliance upon, any materials provided by Illusions of Wealth. Without limitation, Illusions of Wealth shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber’s inability to use, or any delay in accessing, the Illusions of Wealth website or any other source of material provided by Illusions of Wealth; (3) any absence of material on the Illusions of Wealth website; (4) Illusions of Wealth’s failure to deliver, or delay in delivering, any material or (5) any kind of error in transmission of material; or (6) the use by Subscriber of any research to invest in any way which may be deemed unsuitable in accordance with certain industry standards. Illusions of Wealth and Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between Illusions of Wealth and Subscriber. “No-risk” and “risk-free” refer solely to the subscription price refund policy.

Disclaimer of Warranty

ANY AND ALL MATERIAL PROVIDED BY ILLUSIONS OF WEALTH IS PROVIDED “AS IS” AND ILLUSIONS OF WEALTH MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Illusions of Wealth and Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between Illusions of Wealth and Subscriber. “No-risk” and “risk-free” refer solely to the subscription price refund policy.

Acknowledgement and Agreement

Notwithstanding any other agreement or other communications between Illusions of Wealth and Subscriber to the contrary, receipt or use of any material provided by Illusions of Wealth, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

Copyright Notice

Illusions of Wealth is the copyright owner of all information contained in this service, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the information to others or substantially copy the information on your own computer, server, or account with an outside server (such as in the cloud) without prior permission of Illusions of Wealth. Use or reproduction of information from this service for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

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